Fees

Even with insurance, everyone is responsible for paying something out-of-pocket, but the actual amount depends on your policy and deductible.

We work with a billing service to get an estimate of your coverage and to handle insurance billing. You can ask us to have them run your insurance benefits prior to you deciding to come to us for care, and then we set up an affordable monthly payment plan for that estimated amount to be paid prior to the birth. You can use FSA and HSA funds to help pay, and we accept credit/debit cards (we do add 3.5% when using cards since that’s what they charge us).

Our self-pay fees are half the cost of a comparable hospital birth in our region*, and we have made arrangements for very low cost ultrasound and laboratory services to be available for our self-pay clients.

Pennsylvania Medicaid plans do not cover the cost of any care outside of the state, but we offer a discounted self-pay fee for Medicaid recipients.  Your lab tests and ultrasounds will be covered since those will be performed in Pennsylvania through the Guthrie system.

Some healthcare employers’ plans (Guthrie, UPMC) have no out-of-network coverage at all, so check your policy and if you don’t understand it, call their customer service people and/or your HR office at work to get them to explain it. You would pay us out of pocket, but labs and ultrasounds can be through your employer’s system and be covered in accordance with your policy.

We happily work with health-sharing services such as Samaritan Ministries (verification required).

*Based on 2024–2025 regional averages; actual costs vary.